MES Card Tiers:
Detailed Features and User Costs
The MES Mastercard program offers a range of card tiers tailored to different user needs, from casual spending to high-volume investing. Each card has a specific fee structure, spending limits, and benefits as outlined below.
Lite Card
The Lite card is designed as an entry-level option for new users and daily payments.
Card Issuance Fee: Tiered based on volume. For 0-1,000 cards, the fee is 99.9U (a 50% discount from the 200.00U original price). For 1,001-5,000 cards, the fee is 149.9U (a 25% discount).
Annual Platform Fee: 148U, with the first year being free.
Monthly Maintenance Fee: 0.99U, automatically debited on the 1st of each month.
Spending Cashback: 1% on purchases.
Limits:
Daily Spending Limit: 50,000.
Monthly Spending Limit: 360,000.
Monthly ATM Withdrawal Limit: 360,000.
Standard Card
The Standard card is suitable for mainstream consumption, offering higher limits and better rewards.
Card Issuance Fee: For 5,001-10,000 cards, the fee is 224.9U (a 25% discount from the 300.00U original price).
Annual Platform Fee: 200U, with the first year being free.
Monthly Maintenance Fee: 0.99U.
Spending Cashback: 2% on purchases.
Limits:
Daily Spending Limit: 300,000.
Monthly Spending Limit: 1,000,000.
Monthly ATM Withdrawal Limit: 1,000,000.
Premium+ Card
The Premium+ card is designed for advanced users and those with higher spending and withdrawal needs.
Card Issuance Fee: For over 10,000 cards, the fee is 374.9U (a 25% discount from the 500.00U original price).
Annual Platform Fee: 300U, with the first year being free.
Monthly Maintenance Fee: 0.99U.
Spending Cashback: 3% on purchases.
Limits:
Daily Spending Limit: 600,000.
Monthly Spending Limit: 1,600,000.
Monthly ATM Withdrawal Limit: 1,600,000.
Virtual Card
A digital-only card for online spending and secure transactions.
Card Issuance Fee: 49.90U.
Annual Platform Fee: Free.
Monthly Maintenance Fee: 0.99U.
Spending Cashback: 1% on purchases.
Limits:
Daily Spending Limit: 50,000.
Monthly Spending Limit: 360,000.
ATM Withdrawals: Not applicable.
VIP Card
A premium offering for high-net-worth investors, with enhanced benefits and services.
Card Issuance Fee: 99.9U.
Annual Platform Fee: Free.
Monthly Maintenance Fee: 0.99U.
Spending Cashback: 3% on purchases.
Limits:
Daily Spending Limit: 600,000.
Monthly Spending Limit: 1,600,000.
ATM Withdrawals: Not applicable/custom.
Bespoke Services: For services like International Remittance, VIP members are instructed to contact customer service for details.
Black Card
The highest-tier card, exclusive to MES-DAO nodes and offering unique governance benefits. Pricing and feature details are bespoke and require direct contact with customer service, reflecting its exclusive nature.
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